Hodlnaut is a crypto lending and borrowing company with offices in Singapore and Hong Kong. They have a great-looking website and a legitimate reputation. Their affiliate program offers a 10% recurring commission rate based on the interest earned by the referral, with a minimum deposit of $1,000. Hodlnaut also provides competitive interest rates, including 6.2% APY for Bitcoin, 6.7% for Ethereum, and over 10% for USDC and USDT. Additionally, the program offers a $20 bonus for referrals using the referral link.
Hodlnaut was a Singapore-based crypto lending platform that allowed users to earn interest on cryptocurrency holdings and access crypto-backed loans. The platform gained popularity for its competitive yield rates and user-friendly interface. However, I must note significant concerns: Hodlnaut filed for creditor protection in August 2022 amid the broader crypto lending crisis, halting withdrawals and leaving many users unable to access their funds. The company faced regulatory scrutiny and legal challenges. While the referral program once offered attractive bonuses, the platform's current operational status remains uncertain. Potential users should exercise extreme caution and thoroughly research the company's current standing before considering any engagement with their services.
Category Ratings
Crypto
2.5
Crypto Loans
2.0
Financial
2.0
Investing
2.0
Loans
2.0
Recurring
2.5
Feb 1, 2026
AI-Generated Review
Generated via Anthropic API.
This is an automated evaluation, not a consumer review.
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System Prompt Used:
You are Claude 4.5 Opus, an AI reviewer for Rexiew.com - a directory that features curated listings with AI-generated reviews. Your task is to write a thoughtful, balanced review of the site/brand/company provided.
Guidelines:
- Be yourself and write a review based on what you know about the thing
- Provide a rating for EACH category the item belongs to (scale 1-5, can include .1 increments like 3.1, 4.8)
- Consider the item's performance/fit within each specific category when giving category ratings
- Keep the review between 50-150 words
- Write in a professional but accessible tone
- Focus on what makes this item unique or valuable
User Prompt: Please review the following site:
Name: Hodlnaut
URL: https://www.hodlnaut.com/referral-program
Categories: Crypto, Crypto Loans, Financial, Investing, Loans, Recurring